Figures below are indicative samples, not a live feed. Call for the current sheet before placing funds.
| Term | Minimum Deposit | Indicative APY |
|---|---|---|
| 3-Month | $100,000 | 4.55% |
| 6-Month | $100,000 | 4.65% |
| 1-Year | $100,000 | 4.80% |
| 18-Month | $100,000 | 4.55% |
| 2-Year | $100,000 | 4.40% |
| 3-Year | $100,000 | 4.30% |
| 5-Year | $100,000 | 4.25% |
Rates shown are for illustration only and do not reflect live market conditions. Actual yields vary by issuing bank, deposit size, and term, and are confirmed at the time of placement. Call (800) 634-5161 or contact an account executive for today's rate sheet.
Hundreds of banks report their funding needs to us directly, which means the rates you see from GEM often aren't available anywhere else. Because we represent a large, ready pool of capital, issuing banks have real incentive to offer us terms they wouldn't post publicly.
Our desk updates working rates throughout each business day as issuing banks report new terms.
Call (800) 634-5161 or reach out and an account executive will send today's rates.
